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Humaid Mudhaffr

CEO | Qarar

Mr. Humaid Mudhaffr is the CEO of Qarar, part of the Saudi Credit Bureau’s (SIMAH) group of companies. He was one of the founding members representing SIMAH during Qarar’s inception in 2013 and has served on the Board of Directors. Prior joining Qarar, Mr. Mudhaffr was the Chief Business Development and Research Officer at the SME Government Credit Guarantee “Kafalah” where he oversaw the development of innovative and diversified guarantee schemes for the SME sector in Saudi Arabia. With over 25 years of extensive experience in technology operations, enterprise management, and consumer and SME financing, his career path also includes leadership positions at SIMAH, driving its operations and data management functions, the Global Legal Entity Identifier Foundation (GLEIF), Emerging Markets Global Network (EMGN), and active Board memberships at Riyadh Capital Financing Fund II & III. A graduate in Management Information Systems (MIS), Mr. Mudhaffr is widely recognized as an inspiring public speaker and subject matter expert in the financial technology sector, especially the SME lending and government sectors.
Mr. Humaid Mudhaffr is the CEO of Qarar, part of the Saudi Credit Bureau’s (SIMAH) group of companies. He was one of the founding members representing SIMAH during Qarar’s inception in 2013 and has served on the Board of Directors. Prior joining Qarar, Mr. Mudhaffr was the Chief Business Development and Research Officer at the SME Government Credit Guarantee “Kafalah” where he oversaw the development of innovative and diversified guarantee schemes for the SME sector in Saudi Arabia. With over 25 years of extensive experience in technology operations, enterprise management, and consumer and SME financing, his career path also includes leadership positions at SIMAH, driving its operations and data management functions, the Global Legal Entity Identifier Foundation (GLEIF), Emerging Markets Global Network (EMGN), and active Board memberships at Riyadh Capital Financing Fund II & III. A graduate in Management Information Systems (MIS), Mr. Mudhaffr is widely recognized as an inspiring public speaker and subject matter expert in the financial technology sector, especially the SME lending and government sectors.
Keynote Presentation: Empowering SME Growth in Line with Vision 2030

In this keynote session, Mr. Humaid Mudhaffr, CEO of Qarar, will explore cutting-edge strategies and tools shaping the future of SME lending in Saudi Arabia, in alignment with Vision 2030. With the SME sector playing a vital role in the Kingdom’s economic transformation, this talk will focus on how data analytics, automated decision-making, and flexible lending solutions are key to driving sustainable growth for SMEs. Qarar’s expertise lies in empowering financial institutions with the insights and technologies they need to deliver targeted lending solutions that support the evolving needs of SMEs.

Key takeaways include:

- Emerging trends in SME lending and how they align with Vision 2030’s goals.

- The role of advanced analytics and automated decisioning in optimizing SME credit risk management.

- Insights into SIMAH and Qarar’s shared vision for fostering innovation in the financial sector.

- Best practices for deploying data-driven strategies that enhance lending outcomes and support economic growth.

Attendees will leave with actionable knowledge on leveraging data and analytics to strengthen their SME lending approaches, making this session essential for those focused on the future of finance in Saudi Arabia.

FUTURES FORUM
Day 1

partners

Financial Sector Development Program
Saudi Central Bank
Capital Market Authority
Insurance Authority
Fintech Saudi
Tahaluf