Dr. Majid Malaika is the Chief Advisor to H.E. the Vice Governor for Supervision & Technology at the Saudi Central Bank (SAMA). Dr. Malaika’s focus is on the experimentation, and research of emerging technologies/solutions and their impact to the Kingdom’s financial sector. Prior, Dr. Malaika advised many Central Banks with their digital transformations focusing on the operational and cybersecurity challenges and risks while working at the International Monetary Fund (IMF) in Washington DC, the U.S. Dr. Malaika’s prior engagements included different application and architecture security roles for leading multinational financial firms in New York, NY, the U.S. His work experience includes building institutional application security programs, conducting and managing threat modeling, architecture risk analysis, risk management, secure code review, and penetration testing. In addition to the research of the security/risks of Fintech technologies/solutions such as Central Bank Digital Currency (CBDC), tokenized assets, quantum computing, blockchain/DLT, decentralized applications (smart contracts), big data, machine learning, and Decentralized Finance (DeFi). Dr. Malaika holds a Masters and a Doctorate Degree in Computer and Software Engineering, both from Southern Methodist University, Dallas, TX, the U.S. His research has been published in various journals and conferences including the U.S. Department of Defense (DoD) CorssTalk journal, the International Journal of Information and Computer Security, and the IMF Working Papers. Dr. Malaika has a U.S. published utility patent application for a novel approach to monitor and protect decentralized applications from security attacks and fraudulent transactions.