The fintech industry will face advanced cyber threats such as APTs, ransomware, phishing, insider threats, API vulnerabilities, blockchain exploits, quantum computing threats, IoT attacks, supply chain attacks, and synthetic identity fraud. To combat these, fintech firms must adopt AI and quantum-resistant encryption, ensure regulatory compliance, conduct regular security audits, enhance authentication methods, train employees, share threat intelligence, and develop robust incident response plans, thereby securing services and maintaining trust.

The race to achieve net zero emissions is a global challenge that demands innovative financial & technological solutions and collaborative efforts between the public and private sector.

This discussion addresses the sophisticated cyber threats that accompany the rapid digitalization of financial services, including data breaches, ransomware, and fraud. It explores emerging strategies and technologies aimed at mitigating these risks, such as advanced encryption, AI-driven security measures, and robust regulatory frameworks. As we look toward the future, the focus is on ensuring that fintech innovation continues to thrive while safeguarding sensitive financial data and maintaining consumer trust.