The fintech industry will face advanced cyber threats such as APTs, ransomware, phishing, insider threats, API vulnerabilities, blockchain exploits, quantum computing threats, IoT attacks, supply chain attacks, and synthetic identity fraud. To combat these, fintech firms must adopt AI and quantum-resistant encryption, ensure regulatory compliance, conduct regular security audits, enhance authentication methods, train employees, share threat intelligence, and develop robust incident response plans, thereby securing services and maintaining trust.